FPG Travel Domestic

ACCIDENTAL DEATH or PERMANENT DISABLEMENT  
Pays up to the sum insured in the event of death or permanent disablement due to an accident                                 

UNPROVOKED MURDER & ASSAULT                                
Pays 50% of the sum insured for accidental bodily injury or death sustained as a direct result of the insured being a victim of Unprovoked Murder or Assault  

MEDICAL REIMBURSEMENT                                
Pays for a fixed amount as financial assistance resulting to accidental death

TRIP CANCELLATION                                
Pays the non-refundable portion of travel costs paid in advance due to unavoidable cancellations of trip occurring within 30 days prior to departure, up to the maximum limit of the plan      

TRIP CURTAILMENT                                
Pays the unused portion of the travel or accommodation cost (which has been paid in advance and is non-refundable) if the trip is curtailed due to hijacking, injury or sickness that requires emergency treatment or death of a family member      

FLIGHT DELAY                                
Pays up to the limit of chosen plan for the 12 consecutive hours delay

BAGGAGE DELAY
Pays for the purchase of essential items of personal effects in the event of baggage delay for 12 consecutive hours, up to the limit of the plan  

BAGGAGE LOSS/DAMAGE                                
Covers loss or damage to baggage and personal belongings (stored inside the baggage) sustained while traveling up to the maximum limit of the chosen plan 

HOSPITAL CONFINEMENT ALLOWANCE                                
Pays the insured a fixed allowance per day of hospital confinement as a result of accidental injury or sickness, up the maximum limit of 10 days         

ELIGIBILITY OF COVER                                
Age Limit: 1 year to 70 years old                                
Maximum Principal Sum Insured limit for minor (below 18 years old) is Php100,000          

GENERAL EXCLUSIONS                                
The following is only summary of the General Exclusions.  
The full terms and conditions are specified in the policy                                                               
1. Motorcycling, riding or driving in any kind of race, all professional sports and air travel (other than passenger on a scheduled commercial flight),  hitch hiking, mountaineering, rock climbing, hiking /  trekking in remote areas and underwater activities                                
2. Pregnancy, AIDS or HIV, self-inflicted injury or illness, suicide, alcoholism, drug abuse and pre-existing conditions                                
3. War, mutiny, revolution, insurrection, rebellion, military or usurped power, stike, riot and civil commotion                                
4. Military or air force operations                                
5. Nuclear hazard                                
6. Medical treatment is the main purpose of the trip                                
7. Illness that requires treatment or consultation, 12 months prior to commencement of the trips are not covered            

DISCLAIMER: The website contains only a brief description of the TRAVEL SHIELD PLUS insurance program and is not a statement of contract. Coverage is subject to the exclusions, provisions, terms and conditions of the actual policy.